About us


Tort & Insurance Law (Kártárítási és Biztosítási Jog) is a freely available, open access Hungarian journal in electronic format. The journal is issued by the AIDA Hungarian Chapter Insurance Law Association (Budapest) quarterly since 2019.

The Journal accepts publications in the field of Hungarian liability law, damages, and insurance law with special regard to the legal acts and case law and beside that the EU-law developments. It provides forum articles, case notes and books reviews. The journal aims at bridging the worlds of theory and practice. We have a strong preference for submissions of scripts with a focus of legal practice. In addition, the journal regularly presents the Hungarian case law and the case law of the European Court of Justice in a selected format. The Journal also publishes news and short contributions which reflects events and law developments in the field of liability law, damages, and insurance law.

This is the English website of the Journal and only includes the title and abstract of articles in English. Clicking on the concrete issue of the Journal, the website leads the Reader to the Hungarian website and to the content of the concerned issue, where the articles can be found fully in Hungarian.




Ferenc Németh:

This article is my attempt at writing up and summarising a topic which has been changing and shaping throughout the past 35 years, and which bears tremendous importance in the process of  insurance companies’ everyday claim settlement practices. One of the questions to be considered is whether the disputed points can be settled on the basis of the old and newCivil Code, with regard to the points “compensation lucri cum damno”, and that it imperatively needs VAT to be accounted for under the appropriate heads for damages. The question, moreover, bears not only legal but economic importance too, since accounting for VAT unconditionally on the victim side would result in an undesirable increase of the black, or at least grey, economy in the car repair market, which would lead to the tax not fulfilling its societal function, as it would be kept by the victim, rather than be paid into the national budget. 


As we will see in the following pages, the legal assessment of this question has not been at all uniform over the past decades in the case-law, moreover, even despite the unambiguity of the present legal framework, dissenting interpretations still occur.

Dániel Bán: On the relationship of freight fotwarder’s duty to enforce its principal’s claims and the recourse claim of the insurer

According to Section 6:303 of the Civil Code under special circumstances the forwarding agent shall enforce the principal’s claims against the carrier and other contractors hired by the forwarding agent. However, it may be complicated to define „principal’s claims” espacially in cases where the insurance company compansated the damages arisen during the period of carriage and thereafter the insurance company seeks after enforcing its recourse claim against the carrier. In these cases, it can be disputed whether the recourse claim of the insurance company shall be treated as „principal’s claim” or not.   


András Mátyus: Functional Analysis of the compensation for non material damage

Compensation awarded for non material damage fulfil dual functions: on one hand, their aim is to award a monetary compensation to the person who was injured in their personal rights, to approximately compensate for the non material damage suffered. On the other hand, compensation for non material damages can also be considered as punishment under civil law for the prevention of similar infringements, as a deterrent. The core issue of my study is how the dual function of the compensation for non material damages is assessed by the courts, highlighting which function is more prominent in.

Tibor Pataky: Amendment of the Codified Motor Insurance Directive

The study presents the main provisions of Directive 2021/2118/EU of the European Parliament and of the Council amending Directive 2009/103/EC relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability, including the issues that were not addressed by the EU legislator.


Studies and articles published between september 2019 and december 2021


Studies and articles published between september 2019 and december 2021

Vol. 3 No. 3-4

  • Péter Bárdos: Rejected Claims for compensation non material damage II. (Vol. 3 No. 3-4)
  • Patrik Pázmándi: Exemption from Contractual Damage Liability as reflected in COVID 19 Epidemy and in Economic Sanctions (Vol. 3 No. 3-4)
  • Balázs Tőkey: Alternative Possibilities for Compensation of Damages caused within the Framework of Health Services – with Special Regard to the Regulation in New Zealand and France (Vol. 3 No. 3-4)

Vol.3 No. 2

  • Péter Bárdos: Rejected Claims for compensation non material damage I. (Vol. 3 No. 2)
  • Judit Salamonné, Pilz: Question of „Shadow Claims” in Lawsuits arising from Liability of Lawyers (Vol. 3 No. 2)

Vol.3 No.1

  • Zoltán Bata: Lawfulness of Exclusions in Obligatory Professional Liability Insurance Contracts  (Vol. 3 No. 1)
  • Miklós Boronkay: Claims for Damages arising from Breach of Lease Contracts in the Practice of Supreme Court of Hungary (Vol. 3 No. 1)

Vol.2 No. 3

  • Monika Csöndes: Certain Questions of COVID-19 Epidemy and Exemption from Liability for Breach of Contract (Vol. 2 No. 3)
  • Dóra Kiser: Effectiveness of Termination Right of the Contracting Party in the Practice of the Court of European Union and Legal Aspects thereof in Hungary (Vol. 2 No. 3)

Vol.2 No.2

  • György László: Judicial Consideration of Opinions of Forensic Experts (Vol. 2 No. 2)
  • Petra László: Liability Insurance of Notaries and Lawyers (Vol. 2 No. 2)

Vol.2 No.1

  • Dániel Roland Fodor: Regulation of Liability Insurance of Architects and Contractors in Hungary (Vol. 2 No. 1 )
  • Ruben Matovics: Elements of Accessority in the Liability Insurance (Vol. 2 No. 1)

Vol.1 No.2

  • István Molnár: Constitutional Requirements Concerning Obligation for Noticing and Information of Motor Insurers as Formulated by the Constitutional Court Declaring that  Noticing and Information Obligation Should Be Fulfilled in „Verifiable Way” (Vol. 1 No. 2)
  • Peter Takáts: On the Reform of Hungarian Insurance Contract Law (Vol. 1 No. 2)

Vol.1 No.1

  • Zsolt Kovács: Limitation of Liability in Inland Shipping (Vol. 1 No. 1)
  • Tibor Pataky: Notion of Participation in the Traffic as Applied in the Motor Insurance Directives (Vol. 1 No. 1)